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MIB was set up to compensate victims for personal injury and financial losses where the other driver does not have insurance or is untraceable. Motor Insurers' Bureau compensation may pay out damages for any personal injuries sustained as a result of a road traffic accident that someone else's negligence caused.
We will make every effort to decide within three months on whether to make a compensation payment. For cases submitted in the Process for Low Value Personal Injury Claims in Road Traffic Accidents, we will aim to make a decision within 6 weeks.
MIB was set up to compensate victims for personal injury and financial losses where the other driver does not have insurance or is untraceable. Motor Insurers' Bureau compensation may pay out damages for any personal injuries sustained as a result of a road traffic accident that someone else's negligence caused.
Insurer's recovery from its insured MIB is not liable for any claim, or any part of a claim, where the insurer is entitled to recover all or part of its outlay from the claimant under section 151(8) of the 1988 Act.
Claims for compensation being dealt with by the MIB are often subject to long delays. This is because the MIB is responsible for investigating the claim and it is difficult for the injured person or their solicitor to speed up the process.
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Notice must be given to the M.I.B. within 14 days of the issue of proceedings \u2013 and thereafter at every key step in the proceedings against the uninsured driver. The application must be made to the M.I.B. within three years of the accident.
MIB works alongside the police to remove uninsured vehicles from UK roads. MIB also works with enforcement agencies such as the Driver and Vehicle Licensing Agency (DVLA) in a joint venture to tackle uninsured driving using the powerful continuous insurance enforcement legislation.
MIB is restricted to paying compensation in circumstances where compulsory motor insurance should have been in place. In summary this means MIB can pay compensation for property damage, death or injury arising from the use of a motor vehicle on a road or a public place in accordance with the Road Traffic Act 1988.
For online MIB claims: Please log into your account and send us a digital message by selecting the 'complaint' tab from the options available. If you are having difficulties accessing your online claim, please email the support team at MIBclaimstransformation@mib.org.uk.
MIB is restricted to paying compensation in circumstances where compulsory motor insurance should have been in place. In summary this means MIB can pay compensation for property damage, death or injury arising from the use of a motor vehicle on a road or a public place in accordance with the Road Traffic Act 1988.

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