Symbol 1 Coverage for Unreported Vehicles - IIABA 2025

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A common alternative to Symbol 1 on your auto commercial insurance is a combination of Symbols 7, 8 and 9. The benefit of this combination is potentially lower premiums due to coverage extending only to specifically described, hired, and non-owned autos, rather than any auto.
Of course, the coverage is subject to policy exclusions, such as the named insured not being able to use any auto to run over a competitor intentionally because of the intentional injury exclusion. Because it is so broad, Symbol 1 is only used for the auto liability coverage, not for any other coverage under the BAP.
Symbol 1- Any Auto is the most comprehensive coverage option available on a Commercial Car insurance policy. It includes coverage for scheduled, hired, and non-owned autos, as well as other types of vehicles that may be involved in use for your business.
Symbol 9: Non-Owned Autos Coverage for Symbol 8- Hired Autos and Symbol 9- Non-Owned Autos are often bundled and purchased together. Coverage for Non-Owned Autos provides coverage for any Autos that the business and its owners do not personally own but are still used during your business.
The ankh symbolsometimes referred to as the key of life or the key of the nileis representative of eternal life in Ancient Egypt. Created by Africans long ago, the ankh is said to be the first--or original--cross.
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Symbol 1 provides coverage to any auto that is owned, hired, borrowed, or otherwise utilized by the named insured.

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