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NSW Government concessions, such as the Gold Opal Card, are reserved for those who are largely or fully retired. You can convert to a Seniors Card and get access to transport concessions as soon as you retire completely or your working hours are reduced to 20 hours or less (on average across a 12 month period).
Your regional seniors travel card can be used Australia-wide, including in metropolitan areas and when travelling interstate.
To apply for a Seniors Card you need to be over 60 years of age, a permanent resident of Australia, residing in Victoria. If you are working less than 35 hours per week in paid employment, or fully retired - apply for a Seniors Card.
How to link Select the Link online button. Log in using your username and password. Select Link card box next to the Opal card image. Enter the Opal card number and security code of the card you want to link to your account. Enter a nickname for your Opal card (optional). Select the Link card button.
The NSW Seniors Card gives you access to the Gold Opal Card transport concessions and public transport concessions Australia-wide. The NSW Senior Savers Card does not offer this benefit. You can apply online, in person or by phone. For more information on these cards, visit the Seniors Card website.
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If you have a Seniors Card issued by any Australian state or territory, you are entitled to concession fares on public transport in NSW.
aged 60 or over. living in NSW. an Australian citizen or permanent resident. not working at all or averaging 20 hours or less a week of paid work across a 12-month period (if applying for a NSW Seniors Card)
You must be: aged 60 or over. living in NSW. an Australian citizen or permanent resident. not working at all or averaging 20 hours or less a week of paid work across a 12-month period (if applying for a NSW Seniors Card)
Any Australian citizen residing in NSW who is 60 years or over and who works an average of 20 hours a week or less over a 12-month period is eligible for a Seniors Card, even those still partially employed.

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