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Eligibility. The UN Health and Life Insurance Section (HLIS) does not provide health insurance to non-staff members.
It is worth the money you spend because at least, you will ensure that your life savings are not wiped all of a sudden and that you dont have to borrow from others. If you pay health insurance for your family and your age is less than 60, you are eligible to receive a tax deduction of Rs 25,000.
Apart from the obvious benefit of having the financial confidence to take care of your loved ones, a health insurance plan is extremely useful when it comes to beating medical treatment inflation. Lifestyle diseases are on the rise, especially among people under the age of 45.
Term insurance is the purest and most affordable among the types of insurance policy in which, you can opt for a high life cover for a specific period.
Life Insurance vs Health Insurance : As mentioned above, health insurance tend to your medical expenses while you are still alive while the life insurance helps your family financially in case of your untimely demise.
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Health insurance will help you and your family handle medical issues. It also covers examinations, so you can visit the doctor regularly. Life insurance helps you and your loved ones protect your financial integrity in case of sudden death. Both give your family a crucial sense of security.
Difference between health life insurance is best seen as follows : As mentioned above, health insurance tend to your medical expenses while you are still alive while the life insurance helps your family financially in case of your untimely demise.
Life insurance, depending upon the insurance you choose offers both Survival and Death benefits at the end of the insurance term. Health insurance comes with no Survival or Death benefit, it only caters to your current medical needs and treatment.
The UN Group Life Insurance Plan is an unsubsidized, optional benefit, underwritten by The Hartford and administered by the UN Health and Life Insurance Section at UNHQ.
The premium amount of the term insurance is minimal and affordable to the most. However, the premium for health insurance is costly, particularly after a certain age. It is advisable to avail the health insurance when you are healthy and young.

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