AmEx Membership Rewards: How to Earn and Use Them - NerdWallet 2026

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  1. Click ‘Get Form’ to open the document in our editor.
  2. Begin by filling out your Basic Card Applicant Details. Ensure you provide your name and business name as you want them to appear on the card, adhering to the character limits specified.
  3. In Section 4, indicate if you wish to enroll in Membership Rewards by ticking the appropriate box. Remember that fees will apply, which will be detailed on your first statement.
  4. Proceed to Section 5 where you must sign as the Basic Business Card Applicant. Include your title, full name, date of birth, and ensure all details are accurate.
  5. Complete Sections 6 through 9 with your business details, including industry type and financial information. Make sure all fields are filled out completely for a smooth application process.
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The Amex Platinum is well worth it if you can use many or all the benefits hassle-free. After all, it potentially offers over $3,500 worth of annual value for a $895 annual fee.
How much are 50,000 Amex points worth in cash? Fifty thousand Amex points are worth $300 if redeemed for a statement credit. However, they can be worth up to $500 if redeemed for certain gift cards or flights through AmexTravel.com.
Here are ways to redeem: Book travel via the AmEx portal. Transfer points to travel partners. Cover your card charges. Use points toward online purchases elsewhere. Redeem for gift cards. Donate to charity. American Express Green Card. American Express Gold Card.
While 200K Amex points will typically only give you about $2,000 in value when you shop for flights in the Amex travel portal, you can sometimes find Business or First Class flights that can normally cost over $10,000 for only 200K points, when transferred to a frequent flyer program.
How to Earn American Express Membership Rewards Apply for Cards. Use Online Shopping Portals. Refer Friends. Allocate Your Purchases to the Right Card. Add Authorized Users. Book Through the Amex Travel Portal. Transfer Your Points to Travel Partners (Best Value)

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Log into your Online Services Account or into the Amex App and start using your points. Redeem them for the things you like the most, or use them at checkout to pay for your purchases online or in-store with participating merchants.

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