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In general, neither the 100-percent schedular rating nor TDIU is better than the other, as they both provide VA disability compensation at the 100-percent rating level. However, depending on your circumstances, one of these options might be more beneficial to pursue.
P T refers to Permanently and Totally disabled. Unemployability refers to the Total Disability Individual Unemployability (TDIU or just IU) that may be awarded to veterans who are unable to hold gainful employment due to service connected disabling condition even though the ratings may not total 100% in The Schedule.
Veterans receiving Total Disability Individual Unemployability benefits (TDIU) receive compensation at the same rate as those who are considered 100% disabled. However, it is generally easier to be approved for TDIU benefits than it is to earn a 100% rating under the VAs schedular criteria.
What is the Difference? The monthly compensation amount for unemployability is equal to that of a 100% disability rating. However, the qualifying criteria for unemployability are different than the requirements for a 100% rating.
CHAPTER 21 SPECIALLY ADAPTED HOUSING FOR DISABLED VETERANS. Sec. 2101. Acquisition and adaptation of housing: eligible veterans.
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