Debtors certification of completion of postpetition instructional course form 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering your name in the designated field for 'Printed Name of Debtor'. This identifies you as the debtor in the case.
  3. Next, input the date you completed the instructional course in personal financial management. Ensure this is accurate as it is crucial for compliance.
  4. In the following field, provide the name of the approved personal financial management provider that conducted your course.
  5. If applicable, enter your certificate number in the provided space. This may be required for verification purposes.
  6. If you are exempt from completing a course, check one of the boxes that apply to your situation: incapacity, active military duty, or inadequate courses in your district.
  7. Finally, sign and date the form at the bottom to certify its accuracy before submission.

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The post-filing debtors education course is better done online, as its a legally mandated 2 hours minimum, so being able to stop and start over several days can be helpful.
Official Form 423, which was used to document the completion of a required course on personal financial management, was discontinued effective December 1, 2024.
Q: How long is the course? The bankruptcy laws require the course to be a minimum of two hours. Feel free to take as long as you need. However, you must spend a minimum of two hours in order to receive your certificate of completion.
The first course that an individual who is filing Chapter 7 must participate in is an approved credit counseling course. This must be completed prior to filing for bankruptcy. The second course that an individual who is filing Chapter 7 bankruptcy must take is a class on personal financial management.
The bankruptcy laws require the course to be a minimum of two hours. Feel free to take as long as you need. However, you must spend a minimum of two hours in order to receive your certificate of completion.

People also ask

DebtorCC.org is approved by the U.S. Trustees Office to provide the California bankruptcy credit counseling course on the Internet.
How long is the course? The pre-filing credit counseling course takes approximately 60-90 minutes to complete. The post-filing debtor education course takes a minimum of 2 hours to complete (by law).

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