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What type of insurance is Allianz?

Addressing the health and wellbeing protection needs of our clients worldwide, we offer international health, life and disability insurance, as well as a wide range of health and protection services to private individuals, families, organizations and partners.

What does travel insurance interruption mean?

What is trip interruption insurance? If you miss a portion of your trip due to a covered reason, you can use trip interruption benefits to get reimbursed for any unused, prepaid, nonrefundable trip expenses, such as hotel nights or excursion bookings.

What is covered in trip interruption?

If you have trip interruption insurance, you will be reimbursed for the unused, prepaid, nonrefundable hotel stay, your original return flight, the cost of new airplane tickets to return home early and additional transportation expenses such as a taxi to the airport and from your return airport home.

What's the difference between trip cancellation and trip interruption?

Trip cancellation kicks in if certain medical or non-medical events occur before you leave home, so you're reimbursed on all or some costs, depending on your coverage. Trip interruption reimburses you if a similar set of events occur after you leave home and during your trip and you're forced to return home.

What is a good reason to cancel a trip?

Sickness and injury are the top reasons for cancelling a trip. No one enjoys traveling while feeling under the weather. Also, injury may make it impossible to travel, especially on a plane or boat.

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What is considered trip interruption?

A trip interruption occurs when a traveler must unexpectedly cut short his or her trip and return home. Additionally, interruption can cause you to stay at your destination longer than originally planned (not always a bad thing, right?)

What is covered trip cancellation and interruption?

In case of a covered reason you are required to return home, Trip Interruption Insurance will reimburse you for the lost portion of your trip, as well as any additional expenses for a last-minute flight home. Trip Cancellation and Trip Interruption Insurance are often sold together as a bundle.

What is covered under trip interruption?

If you have trip interruption insurance, you will be reimbursed for the unused, prepaid, nonrefundable hotel stay, your original return flight, the cost of new airplane tickets to return home early and additional transportation expenses such as a taxi to the airport and from your return airport home.

Does travel insurance cover delayed flights?

In addition to your airline being obligated to look after you, most travel insurance policies provide cover for travel delay, which becomes applicable if your flight is delayed by more than 12 hours due to strike, adverse weather or mechanical breakdown.

What qualifies for trip cancellation?

The most common covered reason is unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other common covered reasons include terrorism, inclement weather, or a natural disaster, among others. Trip Cancellation is the main concern for most travelers.

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