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Judgments awarded in Texas to a non-government creditor are generally valid for ten years but can be renewed for longer. If a judgment is not renewed, it will become dormant. A creditor can request to revive a dormant judgment to continue to try and collect the debt.
What does it mean to be judgment proof? If you do not have any assets that are not exempt from seizure, such as your primary place of residence, household items, your car, and the tools of your trade, someone who has obtained a judgment against you may be unable to collect on it.
A judgment is an official result of a lawsuit in court. If a debt collector sues you in court, the judge could award the creditor or debt collector a judgment against you.
Generally, to file a judgment lien, an abstract of judgment must be issued by the justice court. Some justice courts have a form available on their website to request an abstract of judgment.
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