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No, you cannot insure a car with a salvage title in Idaho. Salvage vehicles are cars that have been declared a total loss, meaning they're too damaged to be worth repairing and cannot be driven legally. As a result, no legitimate car insurance company writes policies for them.
Its resale value is low. Worse, when you buy a salvaged vehicle, you may have a tough time getting the auto insured by a reputable insurance firm. You may get partial coverage, but don't expect to get 100% insurance coverage on a vehicle an insurer likely deems as junk.
Cons Reselling can cause problems. Buyers may be skeptical of a brand title car, and the mark may reduce its resale value. Financing can be challenging. Many lenders finance only cars with clean papers. ... Problems with insurance. Not all insurance companies cover such cars. Mechanical problems may be lurking.
A rebuilt title has considerable advantages over a salvage title. When you buy a used car with a rebuilt title, it's ready to register, insure, and drive right away without much of a headache. That typically isn't the case with a salvage title.
APPLICATION FOR BRANDED TITLE: After a salvage vehicle has been repaired to meet the equipment requirements of Title 49, Chapter 9, Idaho Code, the owner may take the salvage certificate to his county assessor's motor vehicle office to apply for a branded title, and to register the vehicle.
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What is a Title Brand? Title brands indicate whether a used vehicle has sustained damage or might be potentially unsafe to drive. If a vehicle's title has been "branded," it is an official designation made by a state agency and should appear on the vehicle's title paperwork.
How does a rebuilt title affect the value of a car? A vehicle having a rebuilt title will likely have a lower market value because it underwent significant damage. Compared to similar models with clean titles, a car with a rebuilt title could have 20% to 40% less value, amounting to potentially thousands of dollars.
A branded title indicates that the car had extensive damage, issues with its odometers, or a defect that caused it to be bought back by the manufacturer. A car with a branded title can be a great bargain, but you need to be aware of drawbacks that may make the deal not worth it.
To get a rebuilt title in Idaho, you'll have to apply for a salvage title, make all the necessary repairs, apply for a rebuilt title in person at the local DMV, and pay a $14 fee.
A branded title indicates that the car had extensive damage, issues with its odometers, or a defect that caused it to be bought back by the manufacturer. A car with a branded title can be a great bargain, but you need to be aware of drawbacks that may make the deal not worth it.

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