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Home Inspectors Insurance Minimums in New Jersey As a home inspector in New Jersey, you are required to carry a minimum of $500,000 in Errors and Omissions Insurance.
While the state inspects multi-unit residential buildings and hotels at least once every five years, no one is paying attention to structural issues beyond a visual survey, an NJ Advance Media analysis found.
Home inspections are generally not required in New Jersey, but highly recommended. There is no law or other legal requirement that says home buyers must have a property inspection when buying a house.
The New Jersey Department of Community Affairs (DCA) is a State agency created to provide administrative guidance, financial support and technical assistance to local governments, community development organizations, businesses and individuals to improve the quality of life in New Jersey.
Fortunately, there are some things you can do to prepare for the inspection. Provide open access to areas that need to be checked. ... Clear the perimeter. ... Check the roof. ... Keep a clean house. ... Replace any bulbs that are out. ... Make sure your toilets are functioning properly. ... Put in a fresh furnace return filter.
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While the state inspects multi-unit residential buildings and hotels at least once every five years, no one is paying attention to structural issues beyond a visual survey, an NJ Advance Media analysis found.
Every five years, the DCA inspects apartment buildings in New Jersey that have three or more units. Municipalities are supposed to inspect all single-family or duplex rentals.
All home inspectors are required to: 1) complete high school or its equivalent; 2) serve as a licensed associate inspector for at least one year; 3) perform at least 250 inspections; 4) carry $500,000 in insurance; and 5) pass the National Home Inspector Examination.
13:40-15.16(c)1, an 11 home inspector shall inspect the following systems and components in residential buildings and other related residential housing components: structural, exterior, roofing, plumbing, electrical, heating, cooling, interior, insulation components and ventilation system, fireplaces and solid fuel ...
13:40-15.16(c)1, an 11 home inspector shall inspect the following systems and components in residential buildings and other related residential housing components: structural, exterior, roofing, plumbing, electrical, heating, cooling, interior, insulation components and ventilation system, fireplaces and solid fuel ...

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