Ucaf 2 0 2025

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The Cardholder Authentication Verification Value (CAVV), the Accountholder Authentication Value (AAV), and the American Express Verification Value (AEVV), are the values that allows Visa, Mastercard and American Express to validate the integrity of the Visa Secure, Mastercard Identity Check and American Express SafeKey
ing to CyberSource, a UCAF indicator of 1 indicates that SecureCode / UCAF is supported on the business website. Meanwhile, a value of 2 indicates that the website supports SecureCode/UCAF and that UCAF data was populated, signifying a successful SecureCode transaction.
Payment Authentication: Is often the responsibility of the payment gateway or merchant, with assistance from authentication tools such as 3D Secure or biometric verification. Payment Authorization: Is handled by the issuing bank or payment processor, which assesses the accounts ability to complete the transaction.
ECI CAVV Electronic Commerce Indicator (ECI): This indicator shows the value of the result of the authentication. Cardholder Authentication Verification Value (CAVV): This value is the end-2-end reference generated by the issuer to recognize that the authentication has taken place.
ucaf. Universal Cardholder Authentication Field (UCAF) is a cryptographic value. Mastercard SecureCode issuer or cardholder-generated authentication data resulting from all SecureCode fully authenticated or attempts transaction for Mastercard account.
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Account Authentication Value. Unique 32-character transaction for a 3D Secure transaction. For Mastercard Identity Check, the AAV is named the UCAF. For Visa Secure, the AAV is named the CAVV.
Universal Cardholder Authentication Field (UCAF) is a cryptographic value. Mastercard SecureCode issuer or cardholder-generated authentication data resulting from all SecureCode fully authenticated or attempts transaction for Mastercard account.
Security Level Indicator (SLI) is a numeric value embedded in payment card transactions that indicates the level of security applied to the transaction. It is part of the information exchanged during the authorization process between the cardholders issuing bank and the merchants acquiring bank.

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