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Versions Form popularity Fillable & printable
MI Land Contract 2011 4.8 Satisfied (204 Votes)
MI Land Contract 2003 3.9 Satisfied (53 Votes)
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Most land contracts will require the buyer to make a down payment of 10% or more of the purchase price. Then, the seller will have to make installment payments for a set period of time. The terms can vary, but most agreements are between two and four years.
The land contract in Michigan should be signed in front of a notary public. Make a copy of the land contract for your records and send or deliver the original to the appropriate register of deeds office.
A land contract in Michigan grants buyers an equitable title to gain immediate control over the property. However, the legal title remains with the property owner until the fulfillment of the land contract. Furthermore, the interest rates on land contracts in Michigan cannot exceed 11%.
It is possible for the interest rate to change over time, but the average interest rate has to be 11% or less. In general, the buyer is in charge of making all repairs and paying property taxes in most land contracts.
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