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If you buy a car without a title, you may not be able to transfer ownership into your name, or you might have to provide the DMV with alternative documents to verify the purchase. Theres also a possibility that you unknowingly bought a stolen or damaged vehicle.
If the seller cant produce the title, it could mean they arent the rightful owner. While there are some legitimate reasons for someone not having the titleperhaps it was recently lost or stolenyou can ask the seller to replace the title before moving forward.
If you have lost or had your title stolen, youll need to submit an Application for Duplicate Certificate of Title form MV-902 and pay the associated fees prior to selling the car. If the vehicles owner has passed away, New York provides checklist MV-843 when the vehicles owner is deceased.
Exceptions to Title Requirements Some states may require titling but will accept a bonded title or a surety bond during a sale. These bonds allow a person to claim ownership of a vehicle without a title if that title has been lost or stolen or wasnt required in the state in which it was originally registered.
For some older vehicles, the owner may have a Certificate of Sale or Transfer instead of a title. Hand-built: If the owner built the car by hand, they may not have taken the steps to obtain a title for the car. Auction sale: The car is up for sale at a sheriff or marshall auction.
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If the seller was phony, and has cut and run, then you should contact the DMV and ask for a bonded title. This allows for a period of time in which a claim can be made to the title, after which you can apply for a clean title of ownership and breathe a sigh of relief.
Under most circumstances, when you first register and title a vehicle that you bought in New York State, you must provide DMV either a title or transferable registration signed over to you as proof of ownership.
Generally it means that the vehicle has no state issued certificate of ownership. Some states are non-title states, so a bill of sale may be sufficient to register the vehicle.

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