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Substitution of trustee and full reconveyance form california

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The document is a legal form for the substitution of a trustee and full reconveyance related to a Deed of Trust in California. It includes sections for recording information, declaration of exemption from certain fees, and details about the original trustor, trustee, and beneficiary. The current beneficiary is substituting a new trustee and reconveying the estate without warranty.

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Why did I receive a full reconveyance letter?

A deed of reconveyance is issued when a mortgage has been paid in full. The deed of reconveyance confirms that the title has been transferred from the lender to the borrower. If a deed of reconveyance is not recorded in the local county or recorders office, the homeowner will have difficulty selling the home.

What does substitution of trustee and full reconveyance mean?

When a deed of trust/mortgage is paid in full, you can record a Full Reconveyance from the trustee stating publicly that the loan has been paid. The Full Reconveyance Form is completed and signed by the trustee, whose signature must be notarized.

What is a full reconveyance form?

The deed of reconveyance is issued after the borrower has paid off their mortgage in full. If youre looking to sell your house, the deed of reconveyance shows that your property has a clear title, or that there are no outstanding claims or liens against the property.

What is an example of reconveyance?

As an example, say Sally decides to purchase a house, and in doing so, she needs to take out a mortgage of $300,000 from the bank. The new property acts as collateral under the deed of trust. Once Sally has fully paid off her mortgage, the trustee must then complete a Request for Reconveyance.

What does a full reconveyance mean?

Whether you get a deed of reconveyance, a satisfaction of mortgage document or a full reconveyance, the meaning is the same: Your loan has been repaid in full and the lender no longer has an interest in your property.

substitution of trustee and full reconveyance california

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How do I prove my mortgage is paid off?

A deed of reconveyance, also known as a satisfaction of mortgage, is a document that proves youve paid off your mortgage. The deed of reconveyance releases the lien the mortgage lender placed on your property. Youll need this document to prove a clear title when you sell your home.