Applying for Benefits - New York State Comptroller 2025

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When can I claim my State Pension? Your date of birthWhen you can usually claim your State Pension 6 April 1977 to 5 April 1978 Between age 67 and 68 a set date depending on your date of birth After 6 April 1978 Your 68th birthday3 more rows
With 20 years of creditable service, you will receive a retirement benefit of 50 percent of your Final Average Salary (FAS).
For the full retirement benefit, you must be 62 years old at retirement or, if you have 30 years of credited service, you may retire as early as age 55. With less than 30 years of service, you may retire as early as age 55, but you will receive a reduced benefit.
If you have at least five years of Credited Service your pension vests automatically, which means you can collect a Vested Retirement Benefit at age 63. If you have less than 10 years of Credited Service, you may request a refund of your contributions, plus 5% compounded interest.
Generally, NYSLRS and other New York public sector retirees under age 65 are subject to a calendar-year earnings limit of $35,000. The earnings limit for retirees employed by school districts and BOCES is suspended through June 30, 2025. (April 2024 legislation extended the date from 2024 to 2025.)
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Also understand your initial benefit payments are based only on the verified service and salary data we have on file when you retire. Your benefit amount will be finalized after we receive and post all additional employer reports of service and salary a process which generally takes 9-12 months.
You can file for a service retirement benefit online. Sign in to your Retirement Online account, go to the My Account Summary area of your Account Homepage and click Apply for Retirement. Paper forms are available on our Forms page, or from our Call Center or your employer.

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