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It is required that you have a valid IA driver's license before you can register your car. Iowa DOT doesn't require it, but you should complete a Bill of Sale with the seller to document the vehicle's transfer of ownership and protect the security interests of everyone involved.
How Much Does an Iowa Surety Bond Cost? Surety bonds generally cost 1-15% of the required bond amount.
Average Cost: Minimum of $100 or 1.5% of the bond amount, whichever is greater. Bond Amount: One and a half times the vehicle's current value.
Title jumping is illegal in every state. Even if you purchase a vehicle and turn around the next day and sell it, you are legally required to transfer the title into your name.
Iowa law requires you to title and register your motor vehicle with the county treasurer's office in your county, or an Iowa county contiguous (bordering) your county, within 30 days from the date you establish residency.
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In order to transfer ownership of a vehicle without a title in Iowa, you need to apply for a duplicate vehicle title. If you are bringing a vehicle from a different state, file the Application for Certificate of Title and/or registration (Form 411007). You have 30 days to complete this process.
If your vehicle cannot be titled or registered by a county treasurer because you do not have the proper title documents, you may be able to file a bond as a condition of obtaining a title and registration plates.
Average Cost: Minimum of $100 or 1.5% of the bond amount, whichever is greater. Bond Amount: One and a half times the vehicle's current value.
An Iowa bonded title allows you to insure, register, or transfer ownership of a vehicle you own but don't have a valid certificate of title for. You must purchase one before you will be issued a bonded title. The Iowa title bond is your guarantee that you are the vehicle's rightful owner.
Buying a vehicle with a bill of sale but no title is a bit tricky when it comes to registering the vehicle, but it can be done. You just need to complete a few steps, including obtaining a bonded title, and then you can claim the car as your own.

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