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What is an OCF-5?

The OCF-5 grants the insurance company access to your medical records. It does so by granting permission to your healthcare provider to disclose such information to an insurer, social worker or vocational rehabilitation expert.

What is an OCF-18 form?

OCF-18 Treatment and Assessment Plan The OCF-18 describes the cause and nature of injuries that are a direct result of the motor vehicle accident. It outlines assessments or examinations that a Health Care Facility or Associated Provider feels are required for ongoing management of the Claimant's recovery.

How will you handle minor injuries?

Rest the injured part. Put Ice or cold compresses on the area several times a day to reduce swelling. Compress the area with a splint or bandage to prevent swelling. Elevate the injured part so that it's above the heart.

What is the difference between minor and major injuries?

A major injury is any injury that could potentially lead to death, prolonged disability or permanently diminished quality of life. The following are examples of major injuries that should receive immediate attention. Minor injuries can be painful, but they don't threaten your life, mobility or long-term survival.

What does minor injury mean?

Minor injuries refer to non-severe injuries with any instance of medical leave or light duties.

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What is minor injury guideline in Ontario?

The Minor Injury Guideline (MIG) provides a framework for the treatment and benefits of motor vehicle accident victims who sustain \u201cminor injuries.\u201d While the insurance industry may use the MIG to help curb their payouts and overall costs, accident victims might wind up getting the short end of the stick.

Who can submit an OCF-18?

Your OCF-18 should be completed by a regulated health professional. The document will have to be signed by a health practitioner or health care professionals, such as a physician, physiotherapist, chiropractor, optometrist, occupational therapist, dentist, nurse practitioner or speech-language pathologist.

What does OCF mean in insurance?

Help Completing Your OCF-3 Certificate Ontario has no-fault insurance, meaning that you could be entitled to Accident Benefits even if you were at fault for the accident. An experienced personal injury lawyer should ensure that you have access to the maximum amount of Accident Benefits.

What injuries are considered minor?

Examples of Minor injuries include: Sprains & Strains. Broken Bones. Arm and leg injuries. Cuts and grazes, burns and scalds. Eye injuries. Minor head injuries. Insect and animal bites. Allergic reactions.

What is an OCF 6?

The OCF-6 Application for Expenses or Expenses Claim Form is the MOST IMPORTANT FORM to get paid back for your out of pocket expenses following a car or motor vehicle accident. Immediately after a serious accident, the bills and expenses can quickly add up. Hospital parking is a fortune these days.

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