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Alive and well statement

Alive and well statement sample 2025

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The document is an 'Alive and Well Affidavit' from the State of New York, where an attorney confirms that the property owners are alive and authorize the delivery of a deed to purchasers. This affidavit is intended to assure the Title Company for insuring the title based on these statements.

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What is the 4% rule on a VA loan?

Seller concessions are financial incentives or contributions from the seller that help reduce the buyers out-of-pocket expenses. The Department of Veterans Affairs (VA) allows these concessions to cover up to 4% of the loan amount, but they must be items outside of standard closing costs.

What are the negatives of using a VA loan?

If you want to sell your house with a VA loan, there is no required amount of time that you have to wait.

What fees cannot be charged on a VA loan?

If your lender is charging the flat fee, theres a host of things you cannot pay for, including: Loan application or processing fees. Broker or trustee fees. Interest rate lock-in fees. Document preparation fees. Lender appraisals. Lender inspections (except for VA construction loans) Postage costs. Photographs.

How much do I need to make to buy a $400k house with VA loan?

What are some of the disadvantages of a VA loan? You will be required to pay VA funding fees. Consider the total cost of loan compared to total cost of house. Manufactured homes may require a minimum down payment and may not be eligible for a 30-year term. You cannot use a VA loan for rental properties.

What qualifies as a statement of service?

A statement of service for VA loans is a formal letter used to provide concrete evidence of your military service, which is especially important when qualifying for a VA mortgage. Lenders typically use this letter to confirm your employment history and eligibility for a VA loan.

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What is required on a VA loan statement of service?

The statement of service must clearly show: the veterans full name, the Social Security Number (SSN) or the last 4 digits of SSN, the entry date on active duty, the duration of lost time, if any, and the name of the command providing the information.

What is an alive and well statement?

POA (aka Live and Well) Certification. When a power of attorney (POA) is used, the lender must verify that the veteran is alive, and, if on active military duty, not missing in action. To do this, the lender must complete a POA certification.

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What is the 4% rule on a VA loan?

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How much do I need to make to buy a $400k house with VA loan?

What qualifies as a statement of service?

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