Understanding SSI - Living Arrangements - Social Security Administration 2025

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Your living arrangement is where you live, if you live alone or with someone else, or if you live in an institution, such as a nursing home. Your living arrangement also depends on who pays for your shelter. Whether you live alone or with someone else, we need to know who pays for your shelter and utilities.
COLA Percentage: 2% Base allowance at retirement: $1,000.00. 2023 CPI: 912.751 (Retirement year CPI) 2024 CPI: 939.672 (Current year CPI)
To be eligible for SSI, you must also have little or no income and few resources. The value of the things you own must be less than $2,000 if youre single or less than $3,000 for married couples living together.
The SSI cash benefit helps pay for basic living expenses, such as food, shelter, and some utilities. If somebody helps pay for some or all your living expenses, Social Security may consider this assistance as In-Kind Support and Maintenance. In-Kind Support and Maintenance can reduce your SSI cash benefit amount.
The Maximum SSI Benefit IndividualEligible Couple Adults $1,206.94 $2,057.83 Adults living in the household of another $889.87 $1,582.37 Blind adults $1,291.32 $2,283.35 Blind adults living in the household of another $974.25 $1,807.892 more rows

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We may reduce your Supplemental Security Income (SSI) payment by one-third if you live in another persons household throughout a month and someone in the household pays for your food or provides all of your meals and shelter expenses.
The Maximum SSI Benefit IndividualEligible Couple Adults living in the household of another $889.87 $1,582.37 Blind adults $1,291.32 $2,283.35 Blind adults living in the household of another $974.25 $1,807.89 Under 18, living alone, with parents, or with relatives $1,064.27 Does not apply2 more rows

ssa living arrangement form