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A: Contact your insurance company/agent immediately and have them provide you with a Delaware Insurance Certification Form, FR-19. The FR-19 is a certification that the vehicle has been continuously insured since the verification date and that coverage is presently in force.
Penalties for operating an uninsured vehicle include stiff fines and loss of license. Even if you are the driver that is uninsured, it is still possible to file a claim against the driver at fault but the state will still impose fines and penalties for violating driving laws.
Penalties for Driving Without Insurance in Delaware Type of penaltyEach offenseFineFirst offense: $1,500 to $2,000; Later offenses: $3,000 to $4,000Drivers license suspension6 monthsRegistration suspensionN/AUninsured motorist penalty feeN/A1 more row Mar 31, 2023
Registered vehicles are randomly checked for coverage and insurance companies will notify the state if coverage is dropped. Driving without insurance can cost you a fine, your license plate or your drivers license. These types of coverage are not required by law in Delaware.
All vehicles registered in the State of Delaware are required to have the minimum Delaware liability insurance coverage of $25,000/$50,000/$10,000 and a PIP (Personal Injury Protection) minimum of $15,000 for any 1 person and $30,000 for all persons injured in any 1 accident.

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Delaware requires that you return your vehicle license plates and notify the DMV if you move out of state.
If you get pulled over without insurance, even if youre a first-time offender, youre likely to get a ticket that carries fines. Fines for driving a car without insurance can docHub as high as $5,000 in some states. Many states will also suspend an uninsured drivers license, even if youre a first-time offender.
All vehicles registered in the State of Delaware are required to have the minimum Delaware liability insurance coverage of $25,000/$50,000/$10,000 and a PIP (Personal Injury Protection) minimum of $15,000 for any 1 person and $30,000 for all persons injured in any 1 accident.

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