Australia overseas health cover 2026

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  1. Click ‘Get Form’ to open the Australia Overseas Health Cover refund form in the editor.
  2. Begin by filling in your personal and policy details. Ensure you enter your OVHC policy number, policy expiry date, date of birth, given name, family name, telephone numbers, and email address in CAPITAL letters.
  3. Indicate whether your sponsor has paid for your health cover by selecting 'Yes' or 'No'. If 'Yes', follow up with your sponsor regarding potential refunds.
  4. Select the reason for your refund from the provided options and attach the required evidence as specified next to each reason.
  5. Fill out the payment options section by choosing how you would like to receive your refund. Provide necessary bank account details if applicable.
  6. Sign and date the form at the bottom before submitting it to Allianz Care Australia via email or post.

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Travel insurance is not legally required for U.S. citizens visiting Australia on short-term visas such as the ETA or Visitor Visa. However, it is strongly recommended by the Australian government.
The cost of OSHC differs depending on the type of cover required. The lowest cost of minimum cover is AUD$478 for 12 months of singles cover, $2,600 for 12 months of couples cover and $4,200 for 12 months of family cover (as of September 2021).
Overseas Visitor Health Cover (OVHC) is health insurance for international visitors visiting or working in Australia on a temporary visa. OVHC is available for people travelling to Australia on holidays, visiting relatives, or for those who are working on a temporary basis.
No Australian health cover is only valid within Australia.
Get travel insurance to help with health care If youre in another country and you need medical care, Medicare wont cover you. Its important to consider getting travel insurance, which can help you cover medical costs while youre outside Australia.

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No Australian health cover is only valid within Australia. If your destination country has a Reciprocal Health Care Agreement with Australia, you may be able to access basic public health care by presenting your passport and Medicare card.

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