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What is a Judgement expiration date?

Money judgments automatically expire (run out) after 10 years. To prevent this from happening, you as the judgment creditor must file a request for renewal of the judgment with the court BEFORE the 10 years run out.

How long does it take for a Judgement to fall off?

A judgment stays on your credit report for seven years, although in some cases such as bankruptcy the judgment can stay for as long as 10 years, and it does not matter what type of loan the judgment relates to: a car loan, a student loan, unpaid credit card debt, a personal loan, a cosigned loan, etc.

How do I garnish my wages in Alaska?

In most cases, a creditor cant garnish your wages without first getting a money judgment from a court. For instance, if youre behind on credit card payments or owe a doctors bill, those creditors cant garnish your wages unless they sue you and get a judgment.

What is a renewal of Judgement?

The renewal of judgment allows the creditor to take legal action to collect the debt, including wage garnishment, bank levy, and even property foreclosure. This can be done by enforcing the judgment through court orders such as garnishment, levying on bank accounts, and foreclosing on property.

How do you collect on a Judgement in Alaska?

How do I collect on my judgment? You may collect the money owed you in one of two ways: either the debtor pays you voluntarily or you can execute on the debtors property by getting a writ of execution from the judge.