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Arizona is a title holding state. If you are purchasing the vehicle on payments, the seller should record the lien on the title, and then hold the title until you have paid off the loan. Once the loan is paid in full, the seller will endorse the lien release on the front of the title and mail the title to you.
You can view your title information in your AZ MVD Now account. Similarly, when you pay off a vehicle loan, the title will be held electronically. If a paper title is needed, for reasons such as moving out of state, you can use the Title Replacement service on AZ MVD Now. The fee is $4.
Arizona is one of the 22 title theory states in the United States, while the other 28 states are lien theory states. The choice between title theory and lien theory is a matter of state law and can affect the rights and obligations of both the lender and the borrower in a mortgage transaction.
Arizona law requires that when you buy a vehicle, you must apply for a vehicle title in Arizona within the first 15 days of purchase. You can take your application for Vehicle titles in Arizona to a 1 Stop Title Loans location to complete the process.
A signed vehicle title is needed. If you are moving from out-of-state, your out-of-state title and registration must be surrendered at the time of application for Arizona title and registration.

People also ask

A bill of sale isnt generally required in Arizona, but it can be useful when buying a junk car without a title. In this case, a bill of sale can help you claim the title from the state.
Lienholders hold the title until the lien is satisfied. The vehicle owner must hold a valid registration. All title transactions, including new, transfer, duplicate and corrected, that indicate a lien are processed in the usual manner.
Notarization is not required on the Arizona title. The seller should make sure that the following information is completed on the title, before giving it to the buyer: Odometer Reading. Sellers Name (printed)

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