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The document is a GAP Cancellation Request Form that allows customers to request the cancellation of their Guaranteed Asset Protection (GAP) coverage. It outlines the process for cancellation, including the right to a full refund within 30 days of purchase, provided certain conditions are met. The form requires completion of various sections including dealer and customer information, reason for cancellation, and necessary signatures. It also provides contact information for American Heritage Insurance Services.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Can you say no to gap insurance?

Do You Need Gap Insurance Coverage? If your vehicle is not financed, there is no reason to purchase gap coverage. If you do finance your vehicle, gap coverage can be a good idea, but it depends on how much you drive and how quickly your car depreciates. Keep in mind that cars can depreciate rapidly.

Can I cancel my gap insurance at any time?

Is gap insurance required in California? No, California law prohibits gap insurance from being required.

Is there a way to cancel gap insurance?

Contact your insurance company. You can generally cancel gap insurance purchased from an insurance company by phone or mail, online or by using the insurance carriers app.

How to cancel gap insurance with Toyota?

0:00 1:47 You may be eligible for a refund of the unused portion of your premium. Upon cancellation Keep aMoreYou may be eligible for a refund of the unused portion of your premium. Upon cancellation Keep a record of your cancellation. Request including the date.

Is Gap a debt cancellation agreement?

The debt cancellation contract or GAP Waiver states that the borrower is released from his or her obligation to pay the deficiency remaining between the primary insurance settlement and outstanding loan balance if the vehicle securing the loan is totaled or stolen.

Is Gap non-refundable?

Can I cancel if I change my mind after I purchase GAP? Youll receive a full refund if you cancel within 60 days of enrollment. However, after 60 days, it is then non-refundable and GAP cannot be canceled.

Is gap insurance actually worth it?

If you paid your premium in advance and cancel your policy before the end of the term, the insurance company might refund the remaining balance. Most auto insurers will prorate your refund based on the number of days your current policy was in effect.

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