Attending physician statement 2025

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An attending physician statement (APS) is a report by a physician, hospital, or medical facility that has treated, or is currently treating, a person seeking insurance. In traditional underwriting, an APS is one of the most frequently ordered additional sources of medical background information.
An Attending Physician Statement (APS) is a form questionnaire from the insurance company that your treating doctor must complete. The purpose of the APS is for your doctor to certify your inability to work.
In order to be effective, an Attending Physician Statement must be completed by a doctor who knows you in person your insurer or agency will reach out to get information from a physician who has either treated you in the past or is currently providing treatment.
A typical APS will contain history of any medical conditions and prognosis. The doctor will explain your medical history by noting how long you have been treated, what are the symptoms, and what other treatments you might have had.
This statement, filled out by your attending physician, provides the disability insurance company with vital data to assess the validity of your disability claim. The APS can influence the decision-making process significantly, making it crucial to ensure it is accurately and thoroughly completed.
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Attending Physicians Statement in Health Insurance Its primary purpose is to assist in the underwriting process, which involves evaluating the risk of insuring an applicant. Among the options provided, the most appropriate response is: At the request of the insurer to assist in the underwriting decision.

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