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Supplementing your insurance claim means putting in the work to ensure every line item (including local codes) your roof needs is covered by the insurance company. If a roofing contractor isnt willing to help or give you tools to take on the insurance company, dont even think about hiring them.
What are Roofing Supplements? A roofing supplement or contractor supplement is when a contractor asks for additional materials, labor, or trades to be added to the insurance claim. An adjuster may not include enough shingles, ice and water shield, siding, etc. on the scope of loss to get the job done correctly.
So, what is supplement? Supplement is the process of resolving through negotiation your insurance companys initial observation of the damage versus our detailed estimate of what is needed to restore your property to its prestorm condition.
Supplementing means the orderly addition of charges to an insurance claim. This can happen for several reasons: The estimate for replacement materials was below the actual outlay due to fluctuating commodities prices or other causes. The adjuster overlooked a damaged area during the inspection and estimate.
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