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SGLI coverage is available in $50,000 increments up to the maximum amount of $400,000. Servicemembers are automatically insured for the maximum coverage amount of $400,000 unless they decline coverage or elect a reduced amount. SGLI members have two options available to them upon release from service.
Family SGLI, also known as Family Servicemembers Group Life Insurance (FSGLI), offers coverage for the spouse and dependent children of service members covered under full-time SGLI.
When and What Happens When SGLI Coverage Ends? Coverage generally ends 120 days after separation from service. This is unless you are eligible for the SGLI Disability Extension (see below).
SGLV 8286, Servicemembers Group Life Insurance Election and Certificate.
Once registered in DEERS, spouses and children are automatically covered unless the service member declines coverage by filing a SGLV-8286A (Family Coverage Election) form with their personnel office.

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- The SGLI maximum coverage amount will increase from $400,000 to $500,000 effective March 1, 2023, due to Public Law 117-209, signed by the President on Oct. 17, 2022.
SGLI Traumatic Injury (TSGLI) Claims Complete form SGLV 8600, Application for TSGLI Benefits, or request the form from your service department point of contact, then submit the completed claim to the branch of service listed on the form, along with photocopies of any evidence to support your claim.
Go to milConnect. Sign in. Go to Benefits, Life Insurance SOES-SGLI Online Enrollment System. Check your coverage and beneficiary information and make any needed updates.

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