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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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CHAPS payments cant be reversed. If youre worried about a payment from an HSBC account, get in touch with us straight away so we can look into it.
How do I make a CHAPS payment? You can do this in a branch or you can do it online, if youre registered for Online Banking and you have a PINsentry. If youre a Business customer, you can make a CHAPS payment using Telephone Banking, if youre registered for it.
Can a CHAPS payment go wrong? A payment can be sent to the wrong account if theres a mistake on the CHAPS form. So, if you realise that this has happened, you should contact your bank straight away.
A CHAPS payment to an external bank is guaranteed to arrive on the same day you request it. Heres how that works: If you make your request before 4.25pm on a working day, the funds will arrive on the same day. We process requests made after 4.25pm on the next working day.
CHAPS is one of the largest high-value payment systems in the world, providing efficient, settlement risk-free and irrevocable payments.
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People also ask

The main drawback of CHAPS payments is the potential cost. They tend to be more expensive than other payment types, although this depends on the bank. Also, although theres a same-day guarantee, CHAPS payments are not entirely flexible.

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