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Commonly Asked Questions about Tepslf Application Forms

The path to student loan forgiveness has been tumultuous at best, and some borrowers eligible for relief may have missed a key deadline to consolidate their student loans. Borrowers had until April 30, 2024, to consolidate their federal student loans into one Direct Loan to help maximize their student debt relief.
If youre working toward PSLF, complete and submit the Public Service Loan Forgiveness (PSLF) Temporary Expanded PSLF (TEPSLF) Certification Application (PSLF form) annually or when you change employers. If youve made 120 qualifying payments, fill out and submit this same form.
While the PSLF waiver ended in October 2022, there are still some relief programs in the works to help struggling borrowers. Its not too late to apply for the program.
The time-limited changes to the Public Service Loan Forgiveness (PSLF) Program rules, referred to as the limited PSLF wavier, allowed borrowers to receive credit for past periods of repayment that would otherwise not qualify for PSLF. This opportunity was announced on Oct. 6, 2021, and ended on Oct. 31, 2022.
Although this program ended, borrowers can still take advantage of Temporary Expanded Public Service Loan Forgiveness (TEPSLF) to count non-qualifying payments toward loan forgiveness, as long as the payments were made for Direct Loans. TEPSLF was introduced in 2018 and is limited in funding.
Alert! Beginning May 1, 2024, we are pausing the processing of PSLF forms as we update and streamline our systems for a better user experience. You can continue to submit your PSLF forms during this pause, and we will begin processing them when the update is complete.
The time-limited changes to the Public Service Loan Forgiveness (PSLF) Program rules, referred to as the limited PSLF wavier, allowed borrowers to receive credit for past periods of repayment that would otherwise not qualify for PSLF.