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The online application is available at StudentAid.gov/consolidation. If you dont know whether you have Direct Loans, go to StudentAid.gov/dashboard. To qualify for PSLF, you must be an employee of a qualifying employer.
Complete and submit the PSLF Form to keep track of your eligible employment and qualifying loan payments under the Public Service Loan Forgiveness program. You can download a form directly from the U.S. Department of Education. You will need your employers help to complete the certification form.
The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.
Submit the PSLF Employment Certification Form Once youve secured your employers information and an authorized signature, submit the PSLF form via mail, fax or through your student loan account.
Please allow at least 90 business days for your form to be processed. Loans NOT serviced by MOHELA? Your demographic information will not be on file until the PSLF form is processed which is currently taking at least 90 business days. Once processed your loans will be transferred from your current servicer to MOHELA.
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Once you have submitted your PSLF form (and consolidation application if needed), it could take several months for the Department to process your applications and update your status. The entire process to get to forgiveness depends on your own journey but will be at least ten years (120 qualifying payments).
Submit a PSLF form to cover any gaps in your employment history, especially for times when you worked in public service and were in repayment after October 1, 2007. The deadline to submit a PSLF form with your full history of public service for the limited PSLF waiver is October 31, 2022.
Public Service Loan Forgiveness Employment Certification. The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.
How to Fill Out the PSLF Form Provide Your Personal Information. The first section of the PSLF employment certification form asks for your personal information. Declare Your Reason for Submitting the Form. Ask Your Employers Authorized Official to Complete Next Sections. Submit the PSLF Employment Certification Form.
Send the completed form with your employers certification to MOHELA, the federal loan servicer for the PSLF Program. You may also fax your PSLF form to MOHELA at 866-222-7060. If MOHELA is already your servicer, you may upload your PSLF form on the MOHELA website. Was this page helpful?

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