Public Service Loan Forgiveness Application for Forgiveness (PDF) 2025

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The document outlines the Public Service Loan Forgiveness (PSLF) and Temporary Expanded PSLF (TEPSLF) certification and application process. It provides detailed instructions for borrowers to apply for loan forgiveness, including eligibility criteria, required employment qualifications, and the necessary information to be submitted. The form includes sections for borrower information, employer details, and certifications needed from both the borrower and employer. It emphasizes the importance of making 120 qualifying payments under specific repayment plans while employed full-time by a qualifying employer to qualify for forgiveness.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Does PSLF forgive the entire balance of payments?

Under the 10-year Standard Repayment Plan, generally your loans will be paid in full once you have made 120 qualifying PSLF payments so there would be no balance left to forgive unless periods of qualifying deferments or forbearances are included in your 120 qualifying payments.

Can I still apply for the loan forgiveness program?

There is no deadline to apply for pslf, you can submit pslf forms for retroactive employment at any time. The deadline youre referring to is for the idr waiver and it is for folks who want to consolidate for the higher count using the idr waiver or need to consolidate due to ineligible loan types.

How much does PSLF forgive?

There is no limit to how much can be forgiven by PSLF. The program forgives the remaining balance of your federal student debt after 10 years of service and 120 payments to your federal student loans. We have seen NEA members receive forgiveness on loans with balances of $20,000, $100,000, and even more.

Does PSLF forgive all of your loans?

PSLF forgives the remaining balance on your Direct Loans after you have made 120 qualifying payments while working full-time for a qualifying employer. Only payments made under certain repayment plans (primarily income-driven repayment plans) qualify for PSLF.

What is the difference between PSLF and Tepslf?

TEPSLF forgives the remaining balance on your Direct Loans, but is available if you do not qualify for PSLF only because some or all of your payments were made under a repayment plan that did not qualify for PSLF and you meet other requirements.

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How much do you get back from PSLF?

What will happen if my Public Service Loan Forgiveness (PSLF) application is approved? If you are approved for Public Service Loan Forgiveness, youll be notified that the entire remaining balance of your eligible Direct Loans, including all outstanding interest and principal, will be forgiven.

Public Service Loan Forgiveness Application for Forgiveness (PDF) 2025

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Does PSLF forgive the entire balance of payments?

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Does PSLF forgive all of your loans?

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