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How much of your loan is forgiven with PSLF?

Depending on the payment plan selected, your forgiveness with PSLF would be up to $24,150. Do You Qualify For PSLF?

Does PSLF have to be 10 consecutive years?

Do I need to make consecutive payments to qualify for Public Service Loan Forgiveness (PSLF)? No. The 120 payments do not have to be consecutive payments. For example, if you have a period of employment with a nonqualifying employer, you won't lose credit for prior qualifying payments you made.

Where can I fax PSLF?

You may also fax your PSLF form to 866-222-7060. If MOHELA is already your servicer, you may upload your PSLF form on their website.

What happens after I submit my PSLF application?

Once you submit the PSLF form, PSLF servicer FedLoan will review it to ensure that it's complete and to determine whether your loans and employment qualify for the PSLF Program. If we verify that your employment qualifies, we will then review your payment history.

Do I have to apply for PSLF every year?

How do I apply for Public Service Loan Forgiveness (PSLF)? If you are working toward PSLF, you should complete and submit the Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application (PSLF form) annually or when you change employers.

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How often does PSLF work?

The Public Service Loan Forgiveness (PSLF) program offers loan forgiveness after 10 years in public service. But it's important that you don't wait 10 years to start the application process. Instead, try to submit the PSLF Employment Certification form on an annual basis, or at least every time you change employers.

Where do I submit PSLF form?

Return the completed form and any documentation to: Mail to: U.S. Department of Education, MOHELA, 633 Spirit Drive, Chesterfield, MO 63005-1243. Fax to: 866-222-7060.

Where do I get PSLF form?

The online application is available at StudentAid.gov/consolidation. If you don't know whether you have Direct Loans, go to StudentAid.gov/dashboard. To qualify for PSLF, you must be an employee of a qualifying employer.

How much is PSLF forgiven?

Term. Depending on the payment plan selected, your forgiveness with PSLF would be up to $24,150.

When should I submit PSLF form?

You need to submit your PSLF ECF form by October 31, 2022 to qualify. For non-Direct loans (like FFEL and Perkins), you'll first need to consolidate them into a Direct Consolidation loan before submitting your Employment Certification Form.

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