Public service loan forgiveness application form 2025

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  1. Click ‘Get Form’ to open the Public Service Loan Forgiveness application form in the editor.
  2. In Section 1, provide your personal information. Enter your last name, first name, middle initial, Social Security Number, and date of birth. If applicable, include any former names.
  3. Complete Section 2 by reading the certification requests and authorizations carefully. Sign and date the form to confirm your understanding.
  4. For Section 3, ensure an authorized official from your public service organization fills out their part. They must provide details about your employment dates and organization.
  5. Review all sections for completeness. Make sure any changes are initialed as required. Once finalized, save your document.
  6. Submit the completed form to the PSLF servicer as instructed in Section 6 of the document.

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If youre working toward Public Service Loan Forgiveness (PSLF), complete and submit the Public Service Loan Forgiveness (PSLF) Temporary Expanded PSLF (TEPSLF) Certification Application (PSLF) form annually or when you change employers. If youve made 120 qualifying payments, fill out and submit this same form.
The monthly payment on a $70,000 student loan ranges from $742 to $6,285, depending on the APR and how long the loan lasts. For example, if you take out a $70,000 student loan and pay it back in 10 years at an APR of 5%, your monthly payment will be $742.
Complete the Public Service Loan Forgiveness (PSLF) Form With the PSLF Help Tool. Use the PSLF Help Tool to confirm youre eligible and fill out and submit your PSLF form.
PSLF Process Important: You must still be working for a qualifying employer at the time you submit your form for forgiveness. Whether you have made 120 qualifying payments, or not, you should fill out and submit the PSLF form annually or whenever you change employers.
Who qualifies for 2022 student loan forgiveness? To be eligible for student loan debt cancellation, borrowers must have a 2020 or 2021 tax year income of less than $125,000 for individuals and less than $250,000 for married couples or heads of household.
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