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The document provides detailed instructions for borrowers on how to complete the Employment Certification form for the Public Service Loan Forgiveness (PSLF) program. It outlines eligibility requirements, necessary information to be provided by both the borrower and an authorized official from the public service organization, and the process for submitting the form. The document emphasizes the importance of making 120 qualifying payments while employed full-time in a public service role and includes guidelines for maintaining records and communication with the PSLF servicer.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the $20,000 forgiveness grant?

The simple answer is that PSLF doesnt make sense if pursuing it will cost you more (in ten years of income-driven loan payments and the opportunity cost from not being employed in the private sector) than aggressively paying off your loans working wherever you like.

Is 30 hours full time for PSLF?

For PSLF purposes, you are considered a full-time employee if you work an average of 30 hours or more per week during the period being certified on your PSLF form regardless of whether your employer considers you full-time for other purposes.

Can I still apply for the loan forgiveness program?

There is no deadline to apply for pslf, you can submit pslf forms for retroactive employment at any time. The deadline youre referring to is for the idr waiver and it is for folks who want to consolidate for the higher count using the idr waiver or need to consolidate due to ineligible loan types.

How much money do you get for public service loan forgiveness?

There is no limit to how much can be forgiven by PSLF. The program forgives the remaining balance of your federal student debt after 10 years of service and 120 payments to your federal student loans.

How much does public service loan forgiveness pay?

What will happen if my Public Service Loan Forgiveness (PSLF) application is approved? If you are approved for Public Service Loan Forgiveness, youll be notified that the entire remaining balance of your eligible Direct Loans, including all outstanding interest and principal, will be forgiven.

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How much do you get back from PSLF?

Up to $20,000 of student loan cancellation for federally held loans. Anyone who meets the income thresholds and Pell Grant recipient status can receive student loan cancellation.

How long does it take to get approved for public service loan forgiveness?

A final review of your account will be done to process forgiveness, which will take at least 90 business days.