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You won't be able to terminate your account online if you have a negative balance. To make the amount zero, you can make an online money transfer into the account. However, you must visit the branch to finish the account closure process and submit the account closure form.
Account Closure ChargesClosure: Up to 14 daysNo ChargeClosure: 15 days to 6 months\u20b9 1,000/-Closure: 6 months to 12 months\u20b9 500/-Closure: Beyond 12 monthsNo Charge
For closure of savings account, an HDFC Bank customer, depending on the nature and tenure of the account, will have to pay a fee of Rs 500 and if the average monthly balance falls below Rs 20,000 in nonurban centres, it will charge Rs 500 a month, according to its website listing various charges effective January 2012.
You can likewise download the Account conclusion structure from the authority HDFC bank site and take a filled account closure form to the nearest branch. To download the HDFC Bank account closing form, click here. Then, Submit the form to the bank manager alongside the Debit card, Passbook, and Checkbook.
According to the HDFC Bank website, for closure of savings account, the Bank customer, depending on the nature and tenure of his account, will have to pay a fee of Rs500 and if the average monthly balance falls below Rs20,000 in non-urban centres, it will charge Rs500 a month.
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The bank begins to debit a penalty, which often results in the balance turning negative. Although banks do not pursue recovery of the amount due under negative balance accounts, the customer stands to lose if he deposits funds into the account.
Account Closure ChargesClosure: Up to 14 daysNo ChargeClosure: 15 days to 6 months\u20b9 1,000/-Closure: 6 months to 12 months\u20b9 500/-Closure: Beyond 12 monthsNo Charge
Can We Close The Bank Account Online? Currently, you can not close your bank account online. However, you can download the account closure form from the HDFC website and visit the branch to close your account.
Contact Your Bank Many financial institutions allow you to do this online, but it could require a phone call to customer service or a visit to a local bank branch. Some banks and credit unions may require you to fill out an account closure request form or submit a written request.
Contact Your Bank Many financial institutions allow you to do this online, but it could require a phone call to customer service or a visit to a local bank branch. Some banks and credit unions may require you to fill out an account closure request form or submit a written request.

close hdfc bank account online