Refer a Friend - Credit Card Referral ProgramAmerican Express 2025

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Credit Cards With Refer a Friend Bonuses Earn 15,000 Membership Rewards points each time a friend applies and is approved for the Amex Platinum card through your referral link. Earn up 55,000 points per calendar year.
Your Card Accounts eligibility to participate in the Referral Programme is based on your overall credit rating and other factors including your Account history with American Express.
Can you refer yourself for an Amex card? Technically, its possible to use your personalized referral link to choose a card you dont have by using the View all Cards with a Referral Offer option on your own, but its wise to avoid using this strategy.
How can I refer a friend to Amex? Log into your account. Go to the American Express referral page and log in with your user ID and password or credit card information. Check for referral offers. You will see the current offer (or offers) you can get for referring friends. Share your referral link with friends and family.