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It is intended to provide sample language to assist parties in preparing a "split-payment" QDRO for this plan. This approach is commonly used after a participant retires. It divides each monthly pension payment between a participant and his or her former spouse. The document is a sample only.
Can my spouse and I draft our own QDRO? You and your spouse should not draft your own QDRO. This is ultimately because the QDRO is a highly technical document and is very difficult to draft without experience and specialized knowledge in this area.
A QDRO is short for \u201cQualified Domestic Relations Order\u201d and a DRO is short for \u201cDomestic Relations Order\u201d. A QDRO and DRO are basically the same thing, the only difference is that a QDRO will be 'qualified' by the administrator of the retirement plan.
A domestic relations order can be a QDRO only if it creates or recognizes the existence of an alternate payee's right to receive, or assigns to an alternate payee the right to receive, all or a part of a participant's benefits.