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Purchase protection will reimburse you to replace an eligible item you've purchased if it's lost, stolen or damaged accidentally within a predetermined period\u2014typically 60 to 120 days. Depending on the card and its issuer, the terms and limits can vary.
This purchase protection offers reimbursement for eligible purchases made with certain Amex cards. If you try to return an item to a store within 90 days of purchase and the retailer will no longer take the item back, Amex will refund you the cost of the purchase.
The Blue Cash Preferred offers purchase protection for purchases made within the last 90 days. So, if a recent purchase is stolen or accidentally damaged, you may be covered for up to $1,000 per purchase.
According to Amex Serve's website, if you return any merchandise purchased with the card you will be subjected to the merchant's return policy. If the merchants agrees to a refund that will be issued to your card then that action will take at least 7 days, if not longer.
Debit card payment protection and chargeback Debit card payments and purchases are not covered by section 75 of the Consumer Credit Act. But you might be able to make a claim for a refund under a voluntary scheme called 'chargeback'. This might cover purchases of any value made on debit, credit or prepaid cards.
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American Express consumer cards all offer purchase protections for eligible purchases for 90 days from the date of purchase to file a claim. There are more than a dozen personal cards that offer $10,000 in purchase protection coverage per item.
If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price, up to $300 per item, excluding shipping and handling charges related to the item purchased, and up to a maximum of $1,000 per Card Member account p er ...
If you made a payment for today's date, you may be able to cancel the payment through your online account. Just look for the payment you'd like to cancel. If it says 'Processing' you may be able cancel your payment. Click the payment to expand the details and then click 'Cancel Payment'.
American Express consumer cards all offer purchase protections for eligible purchases for 90 days from the date of purchase to file a claim. There are more than a dozen personal cards that offer $10,000 in purchase protection coverage per item.
Buyer protection ensures you get what you pay for. When something goes wrong with your eligible transactions, PayPal Buyer Protection has you covered. Get a full refund if an eligible order isn't significantly as described, or doesn't arrive at your doorstep.

american express purchase protection claim form online