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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Do apartments run hard or soft credit checks? Most apartment rental applications involve soft credit checks. Landlords are generally interested in assessing your financial responsibility and suitability as a tenant rather than conducting an in-depth examination of your credit history.
Following the steps below will increase your chances of passing a rental credit check. Review Your Credit Score and Report. Improve Your Credit Score. Prepare to Apply for the Property. Offer Advanced Payments. Get a Co-signer. Provide Strong Proof of Income. Offer a Good Explanation. Live With a Roommate.
What to do once youve been denied. If you are denied, consider appealing. Most tenants turned down for housing simply move on to the next rental opportunity. However, consider appealing the denial whenever you think it is unjust or there is additional context for your situation that the landlord should know.
Liberty Rents underwriting process looks at a comprehensive set of financial data to thoroughly understand applicant risk. Approved applicants gain access for the term of their lease, during which the property is covered for up to six months of lost rent.
Some red flags, like evictions or a low credit score, are obvious. Others are more subtle, requiring careful review by the landlord or property manager. Rental application red flags range from inconsistencies on the rental application to having an unrealistic move-in timeline.
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Identifying red flags such as inconsistent employment, incomplete applications, or poor credit history early in the application process can prevent future issues like late payments or lease violations. Always verify all information provided by applicants through reliable sources.

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