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If youre looking for an alternative to traditional banks, you can get a Wise account. Wise offers US details for residents and non-residents alike⁹.
Does Wise give you a US bank account? You dont get a US bank account with Wise, but you can get US bank details. This allows you to get paid in USD even if someones sending money from another country, in another currency. Wise also offers many of the same functions of an ordinary checking account.
Wise operates entirely online, which means there is no physical presence for in-person banking services. No lending options: Another downside is that Wises services are limited to payments and currency exchange; they dont offer credit facilities or lending options.
To open your Wise account, youll need to get verified, usually with some photo ID, proof of address, and/or a picture of you holding that ID. It usually takes about 2 working days. Log in to your account and follow the steps to get set up.
Wise for Business is only available in Europe, Singapore, Hong Kong, the US, Japan, Australia, Malaysia, Canada, Brazil, and New Zealand. On top of this, you may need to provide additional information depending on what country you are in.
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The Wise Multi-Currency Card can be ordered from the US for sending, spending, and receiving US dollar abroad. Enjoy the exchange rate you see on Google for transactions in over 40 different currencies. Use your card in more than 160 countries and withdraw money from 3 million ATMs worldwide.
Contact information including a residential address, phone number and email. Proof of ID: often using your SSN or ITIN and a government issued document such as a driving license. Full details of the linked account or card youll use to fund your accounts opening balance.
In order to get the Wise debit card, you must be a resident in Europe, the US (except Nevada), Canada, Brazil, Australia, New Zealand, Malaysia, Singapore, Philippines (some customers), or Japan.

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