Kidnap and Ransom - Moody Insurance Questionnaire - PRINT THIS TO PDF FORM 2026

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by filling out the 'General Information' section. Enter the date the form is completed, your name, and how you heard about Moody Insurance. Provide your business name, contact person, title, mailing address, location address, phone number, fax number, email address, entity type, federal ID number, date business started, website, and nature of business.
  3. Proceed to the 'K&R Underwriting Information' section. Indicate the total number of employees and subcontractors to be covered. Fill in your total revenue and total assets.
  4. In the 'Territory' section, specify the number of individuals to be insured by country. Include a breakdown of expatriates/third country nationals and local nationals if available.
  5. Next, complete the 'Travel Pattern' section by specifying countries and approximate travel days over the next 12 months for each individual.
  6. Answer the Q&A section regarding ownership of vessels, security departments, crisis management plans, and interest in preventative security consulting.
  7. Finally, provide details on any previous threats or losses as well as previous insurance experiences in the comments section.

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What is Excluded from Kidnap/Ransom Insurance? If you travel to a country that the U.S. State Department has deemed unsafe and has a high risk of kidnapping, it may not be covered. Likewise, countries that the United States has political sanctions against may be excluded from coverage.
Most perils that would be considered acts of God, like lightning, high winds, tornadoes and wildfires, are typically covered under an all perils policy. Earthquakes and floods, on the other hand, are not generally covered, unless you ask specifically for add-on coverage.
Kidnap, ransom, and extortion insurance (KR) provides financial protection and expert assistance in the event of kidnapping, extortion, wrongful detention, or hijacking. This insurance can cover ransom payments, crisis management fees, and other associated costs to help ensure the safe recovery of the victim.
The prime targets are wealthy businesspeople and their families, professionals traveling abroad, tourists, journalists, and aid workers. Kidnap and ransom coverage is often provided as part of a corporate insurance portfolio.
The three major types of Exclusions are: Excluded perils or causes of loss. Excluded losses. Excluded property.

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What are some of the general exclusions in the policy? War Risk. Confiscation. Willful Act or Gross Negligence. Nuclear Risk. Terrorism. Wear and Tear. Consequential Loss. Existing Damage.
Some of the most notorious ones include Mexico, Colombia, Syria, Yemen, Libya, Somalia, Iraq, and Mali. Any individual venturing into or doing business in a country that is a well-known hotbed for crimes kidnapping and otherwise should consider securing kidnapping and ransom insurance.

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