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Which credit bureau does Iemas use?

8.1 Iemas supplies information to the following credit bureaus: Transunion (011 214 6000), Experian (0861 10 56 65) and XDS (011 645 9100). These credit bureaus may report or release the Members credit information to other entitled parties as a credit profile or credit score of the Members credit worthiness.

What credit bureau does affirm use?

Does Affirm hurt your credit scores? Affirm only reports to one of the three major credit bureaus, Experian.

Which credit bureau do most lenders use?

When you are applying for a mortgage to buy a home, lenders will typically look at all of your credit history reports from the three major credit bureaus Experian, Equifax, and TransUnion. In most cases, mortgage lenders will look at your FICO score. There are different FICO scoring models.

What companies are contracted to Iemas in South Africa?

Iemas has contractual agreements with more than 600 employers in South Africa (e.g. Sasol; Kumba Iron Ore; ArcelorMittal; Exxaro Resources; Mediclinic; Sanlam; AVBOB to only mention a few).

How does Iemas work?

To have access to the full range of Iemas products and services, an individual must belong to a participating employer group/company where Iemas has a salary deduction facility agreement. Certain products are however available to the general public, these include: Short-term insurance and the Iemas Purchase Card.

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Which of the 3 credit bureaus is most important?

Of the three main credit bureaus (Equifax, Experian, and TransUnion), none is considered better than the others. A lender may rely on a report from one bureau or all three bureaus to make its decisions about approving your loan.

How do I register with Iemas?

Register your online profile: Name * Account Number * (This number is the Account Number on the bottom right of your Iemas membership card) Email * Confirm email * Password * Verify password *

How does Iemas work?

To have access to the full range of Iemas products and services, an individual must belong to a participating employer group/company where Iemas has a salary deduction facility agreement. Certain products are however available to the general public, these include: Short-term insurance and the Iemas Purchase Card.

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