Credit Application - Service Finance Company 2025

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Many lenders require a minimum credit score of 620 for a conventional mortgage. Other types of mortgages have different credit score requirements. Remember that your credit score plays an important role in determining the interest rate and payment terms on a mortgage loan.
The Service Finance Company personal loan credit score requirement ranges between 600 and 680, depending on the program you choose. Since Service Finance Company works with many different contractors to provide financing, different options have different credit score requirements.
Proceed Finance approves loans for credit scores as low as 640. There is no down payment required. You can apply online in under a minute and will receive an instant decision in most cases.
Please call us at (866) 393-0033 for assistance. How is my personal information protected? Service Finance uses standard SSL (Secure Sockets Layer) encrypted technology for establishing an encrypted link between our service and your computer while information is in transit.
finance company, specialized financial institution that supplies credit for the purchase of consumer goods and services by purchasing the time-sales contracts of merchants or by granting small loans directly to consumers.
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Overview. Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender.

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