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The credit score you need for the CareCredit Credit Card is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
The credit score you need for the CareCredit Credit Card is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
CareCredit Interest Rates With the CareCredit card, you have an up to $25,000 credit limit. That can cover a wide spectrum of medical procedures or treatments. You have several financing options to choose from and can get financing of 6, 12, 18 or 24 months for costs exceeding $200.
If youre considered high-risk, you may be denied credit entirely or you may be offered a loan with a very high interest rate. If you have good credit and present a low risk, the lender may decide that you should be approved and may offer you their most competitive rates.
There can be many reasons why your CareCredit Credit Card application was denied. In most cases, its one of the following: Your credit score is too low. You dont have enough income.
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For the best approval odds with CareCredit, youll need a credit score of 620 or higher. However, some users report approval with scores around 600. If youre score is lower than 600 youll have a hard time getting approval.
If youre considered high-risk, you may be denied credit entirely or you may be offered a loan with a very high interest rate. If you have good credit and present a low risk, the lender may decide that you should be approved and may offer you their most competitive rates.

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