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Youll also need your proof of insurance when law enforcement officials ask for it during traffic stops and at the scene of an accident. Failing to meet Floridas car insurance requirements could result in a fine plus a suspended drivers license, license plates and registration for up to three years.
According to Trooper Steve, your vehicles insurance card can be displayed electronically under Florida law, but only as long as that electronic display looks like the insurance card. Vehicle registration, however, is still required to be showed in a physical form, he said.
General Information. Before you register a vehicle with at least four wheels in Florida, you must show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance.
General Information. Before you register a vehicle with at least four wheels in Florida, you must show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance.
If you then fail to provide proof of insurance, your driver license and license plate(s) will be suspended for up to three years. You must maintain insurance coverage throughout the vehicle registration period.
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627.453 Grace period. Every insurance contract shall provide that the insured is entitled to a grace period of not less than 30 days within which payment of any premium after the first may be made.
It should be noted that Floridas many snowbirds too have to maintain insurance, as does anyone who has a vehicle in Florida for more than 90 days during a 365-day period even if those 90 days arent consecutive. Registered vehicles have to be insured, regardless of whether they are being used or not.
The first type of auto insurance is outlined in the Florida Motor Vehicle No-Fault Law (s. 627.736, Florida Statutes). It requires every person who registers a vehicle in Florida to provide proof they have personal injury protection (PIP) and property damage liability (PD), with minimum limits of $10,000 each.
Youll also need your proof of insurance when law enforcement officials ask for it during traffic stops and at the scene of an accident. Failing to meet Floridas car insurance requirements could result in a fine plus a suspended drivers license, license plates and registration for up to three years.
No, you cannot go to jail for driving without insurance in Florida, but you can face other serious consequences, such as suspension of license and registration. Driving without insurance in Florida is illegal and can have a serious impact on your car insurance rates moving forward.

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