Dcu application 2025

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Versions Form popularity Fillable & printable
2019 4.8 Satisfied (31 Votes)
2018 4.4 Satisfied (283 Votes)
2013 4 Satisfied (37 Votes)
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Eligibility is open to all persons who live, worship, work, or attend school in, and businesses and other legal entities located in Washington, District of Columbia or Prince Georges County, Maryland.
DCU at a glance Minimum credit score660. Rate discount offered? 0.50% APR discount for setting up a direct deposit to a DCU checking account of at least $500 per month and an electronic payment to your DCU auto loan. 0.25% APR discount for fully electric vehicles. States covered Available in all states.8 more rows Jan 2, 2025
We are required, by federal law, to obtain, verify, and record information that identifies each person opening or having access to a DCU Account. We will ask for your legal name, US residential address, Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), Phone Number, and Date of Birth.
For consumer loans such as vehicle loans, personal loans and Visa credit cards, we may only need proof of income. Documentation Review Once your application is received, you will be notified within 5-7 business days confirming completion or if additional information is needed for review.
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
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How to Qualify: Add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, Social Security, or other monthly income) to your checking account, excluding HSA Checking Account AND make at least 5 transactions per month (
You must complete a Membership Application before opening accounts. You can open accounts with the Membership Application as you join DCU. If submitting your application electronically, please allow 3-5 business days for the following: Your request to be processed.

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