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Can you cancel a money order after it's been cashed?
If your money order has already been cashed, you will not be able to cancel it or get a refund. If there is no tracking number provided, the serial number from the money order is another way to trace it.
Can I get a refund on a lost money order?
If your lost money order was through the USPS, you'll receive a letter letting you know if you're eligible for a replacement money order (while they won't refund a lost money order, you can make the replacement out to yourself and cash it). But you have to go back to your local post office in person to receive it.
What happens if you lose a money order from your bank?
If a money order is lost or stolen, contact the issuer as soon as possible and explain what happened. The issuer may be able to replace or refund the lost money order. If your money order hasn't been cashed, the issuer might be able to cancel it.
How do you get your money back from a money order if its damaged?
What should I do if my money order is ruined? Print and complete the money order customer request form. Return with the receipt and a $15 processing fee to the listed address. If they don't have their receipt, fill out and send the same form with a $30 fee.
Can you cash a damaged money order?
You money order may be too damaged to use. Your ability to cash a torn money order depends on the financial institution being asked to cash the funds and the amount of damage to the document.
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Can you cancel a money order? You can cancel a money order that hasn't been cashed. (If it's already been cashed, skip ahead.) If you're not sure about your money order's status, you can track it by calling the issuer's customer service number or using the tracking feature on its website.
How do I dispute a money order?
If the money order has been cashed, the issuer will not replace it or refund the purchase amount. Your best bet at that point is to request a copy of the signed, cashed money order from the location that cashed it. Contact local law enforcement and provide them with the copy so they can begin an investigation.
Can a money order be replaced if damaged?
Money orders can be replaced if they are damaged, lost or stolen, but the process isn't always easy, nor is it free. You'll have to return to the place where you purchased the original money order and provide information proving you purchased it.
How do I get reimbursed for a money order?
Open the Money Order Refund Request form.... Download the Money Order Affidavit* and print it. Enter the details. Send the completed form along with the original or clear copy of the money order to the address mentioned on your receipt. You can also fax it at 1-720-864-0477 or email it to RMO@westernunion.com¹
How long does it take to get a replacement money order?
If all goes well, the issuer will cancel the old money order and send a new one. The entire process varies by issuer, but it often takes about 20 to 30 days if you provide a receipt. If not, it can take around eight weeks.
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