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How can I get my interest lowered?

Pay off your mortgage faster Switch to fortnightly payments. Make extra payments. Find a lower interest rate. Make higher repayments. Consider an offset account. Avoid an interest-only loan. Up next in Home loans.

What qualifies for SCRA interest rate relief?

The SCRA sets a maximum rate of 6 percent interest6 per year on obligations or liabilities incurred by servicemembers, or the servicemember and their spouse jointly, before the servicemember entered military service.

How do I write a letter to bank for lower interest rate?

I want you to consider reduction in rate of interest of my current home loan if I must continue my home loan with your bank. The current rate of interest that I am paying is X% while the other banks are offering at Y% rate of interest. The difference is huge for an amount as big as the one I have to pay on.

What documents are needed for SCRA?

How do I apply for SCRA benefits? A copy of your enlistment orders or military orders calling you to active duty service. A properly completed Department of Defense Short Form (available from your local JAG or Housing Office)

What is a SCRA affidavit?

A Service members Civil Relief Act affidavit is a document litigants can take to court to prove they have checked to see if the defendant in their case is on active military duty. An SCRA affidavit, which most courts require, helps move cases forward so plaintiffs can get restitution more quickly.

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