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Equifax research request form 2026

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The document is a research request form from Equifax, allowing individuals to initiate an investigation into their credit reports. It provides instructions for submitting the request online or via mail, and includes sections for personal identification information, account details, and reasons for the investigation. The form emphasizes the importance of accurate information and legible photocopies to ensure proper processing.

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Click ‘Get Form’ to open the Equifax Research Request Form in our editor.
Begin by entering your email address clearly in the designated field. This ensures you receive updates on your reinvestigation status.
Indicate whether you would like Equifax to hide the first five digits of your social security number by circling 'Yes' or 'No'.
If you have a confirmation number, please provide it in the appropriate section.
Fill out your identification information, including your name, social security number, date of birth, and current and previous addresses.
Provide your daytime and evening phone numbers for contact purposes.
List any other names you have used in the past to ensure accurate processing of your request.
In the account information section, enter details for each company related to your investigation request. Specify the reason for investigation and select the appropriate status options.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How do I speak to a human at Equifax?

Please call us at (866) 640-2273 9am-9pm (ET) Monday-Friday, and 9am-6pm (ET) Saturday and Sunday.

What is a 623 dispute letter?

The letter requests an investigation into the disputed information under Section 623 of the Fair Credit Reporting Act (FCRA), aiming to correct errors and ensure the accuracy of the credit report. This process allows individuals to address and rectify any inaccuracies that may impact their creditworthiness.

What is a good reason to dispute Equifax?

The information you are disputing should be incomplete, inaccurate or the result of fraud. Once you file a dispute, you should receive a response within 30 days.

How do I remove a hard inquiry from Equifax?

Equifax offers a dispute process to investigate and rectify errors. You can find the necessary information for disputing hard inquiries on Equifax via the Equifax website.

How to raise a query with Equifax?

Answers to most questions can be found in our FAQs or you can raise a query via our Online Help service. If you prefer to call we are open between 8am 6pm, Monday to Friday (closed 25th and 26th December) on 0800 014 2955* or 0333 3214043**. *Calls are free from UK landlines and mobiles.

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Is it free to dispute with Equifax?

File a dispute for free If you see information on your Equifax credit report that you believe is inaccurate or incomplete, simply file a dispute, and well look into it right away.

How to raise a dispute with Equifax?

If you think that there is incorrect information on your Equifax Credit Report, please go to the Errors on my Credit Report section to raise a dispute. As we dont own the data, well manage the dispute with the data supplier on your behalf. Once the dispute has been raised, the company has 21 days to respond to it.

Why is Equifax in trouble?

Sharing inaccurate credit scores and data about consumers with lenders: Coding errors in Equifaxs internal software caused the company to miscalculate and share inaccurate credit scores for several hundred thousand consumers.