Equifax research request form 2025

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Please call us at (866) 640-2273 9am-9pm (ET) Monday-Friday, and 9am-6pm (ET) Saturday and Sunday.
Debts are automatically removed from your credit report once they reach their legal expiration date. Unpaid debts and delinquent accounts can remain on your credit report for seven years. Collection accounts will also remain on your credit report for seven years, even if you paid the collection agency.
Answers to most questions can be found in our FAQs or you can raise a query via our Online Help service. If you prefer to call we are open between 8am 6pm, Monday to Friday (closed 25th and 26th December) on 0800 014 2955* or 0333 3214043**. *Calls are free from UK landlines and mobiles.
To request your credit report free of charge by phone, use our Interactive Voice Response system: 1-800-465-7166. Interactive Voice Response (IVR) is an automated tool that gathers the required information to process your request through voice response or key pad selection.
There are several ways you can get free credit reports. Online: Visit .annualcreditreport.com to get a free copy of your credit reports every 12 months from each of the three nationwide credit bureaus (Equifax, Experian and TransUnion) Create a myEquifax account to get six free Equifax credit reports each year.
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Under federal law you are entitled to a copy of your credit report annually from all three credit reporting agencies - Experian, Equifax and TransUnion - once every 12 months.

equifax dispute form