Wind mitigation reports 2025

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  1. Click ‘Get Form’ to open the Wind Mitigation Inspection Report in the editor.
  2. Begin by entering the property address and owner information, including names, contact numbers, and email. Ensure accuracy as this information is crucial for insurance purposes.
  3. In the 'Building Code' section, indicate whether the structure complies with Florida Building Code requirements. Provide the year built and any relevant permit application dates.
  4. For 'Roof Covering', select all applicable roof types and provide necessary documentation such as permit application dates or product approval numbers.
  5. Complete sections on roof deck attachment and roof-to-wall connections by selecting the weakest forms of attachment based on your inspection findings.
  6. Fill out the 'Roof Geometry' section by identifying the shape of the roof and providing measurements where required.
  7. Finally, complete the 'Opening Protection' section by assessing all openings in the structure and indicating their protection levels.

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Wind mitigation inspection cost is typically between $75 and $150, while a four-point inspection is between $175 to $250.
While there is an upfront cost involved, outfitting your home with wind mitigation features can result in significant long-term savings.
Will my house pass or fail ? There is no pass or fail for the wind mitigation inspection. Our inspectors simply document the construction features of your home so the insurance carriers can properly quote you a price to bind a policy. Few houses built before 2003 will receive every discount available.
Once you select your home inspector or inspection company, contact them to schedule your wind mitigation inspection. When the inspection is complete. your inspector or inspection company will provide you with a copy of the completed inspection report, which you should send to your agent, who will submit it to Citizens.
A wind mitigation inspection can significantly reduce the cost of your insurance policy. Thats because this inspection can determine whether your home has features that drastically decrease your chances of severe property loss from wind. As always, the safer and stronger your home is, the lower your premiums may be.
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People also ask

A wind mitigation inspection is a visual examination of the condition of your roof and the techniques used during its construction. Unlike a typical home inspection, a wind mitigation inspection focuses solely on your roof.
Wind mitigation means installing or having features in your property that help protect it in the case of high winds caused by a hurricane or a storm. Some of those features include: Roof to wall connections, roof covering, roof deck attachment and roof shape. Secondary water resistance.
Home Insurance Wind Mitigation Discount. Homeowners and dwelling policyholders that have Windstorm or Hail as a defined covered loss on their policy, a policy credit (up to a maximum of 90% inclusive of any Building Code Effectiveness Grading discount) may be available to you.

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