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What is a 4-point wind mitigation inspection in Florida?
A 4-Point Inspection is typically performed by the same inspector who completes the wind mitigation, but it is more focused on the overall well-being of the home as opposed to simply checking the wind protection. The four points that are targeted are the roof, electrical system, plumbing system, and HVAC systems.
How to obtain a wind mitigation report in Florida?
Once you select your home inspector or inspection company, contact them to schedule your wind mitigation inspection. When the inspection is complete. your inspector or inspection company will provide you with a copy of the completed inspection report, which you should send to your agent, who will submit it to Citizens.
Is a wind mitigation inspection worth it?
A wind mitigation inspection can significantly reduce the cost of your insurance policy. Thats because this inspection can determine whether your home has features that drastically decrease your chances of severe property loss from wind. As always, the safer and stronger your home is, the lower your premiums may be.
How much does a wind mitigation report cost in Florida?
Wind mitigation inspection cost is typically between $75 and $150, while a four-point inspection is between $175 to $250.
How long is a wind mitigation report good for in Florida?
Obviously, the newer, stronger, and better constructed your roof is, the more protection it can provide against wind damage and the better your wind mitigation report will be. Your mitigation inspection is good for five years, but if repairs are done to your roof later on, a new inspection is required.
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Wind mitigation means installing or having features in your property that help protect it in the case of high winds caused by a hurricane or a storm. Some of those features include: Roof to wall connections, roof covering, roof deck attachment and roof shape. Secondary water resistance.
mitigation inspection report
Guidance for Wind Resistant Residential Design,
Homes are required by. International Residential Building Code (IRC) to be built to a design wind speed of 90 mph, using Allowable Stress Design; or 115 mph,
NYSDOH. (2005) reports that passive systems are not as effective as active systems and their performance varies depending upon ambient temperatures and wind
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