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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin by entering your Loan Number, which can be found on your monthly mortgage statement. Indicate whether you currently live in the property as your principal residence by selecting 'Yes' or 'No'. If 'No', specify the property's status.
  3. In the 'Contact Information' section, fill in the names, phone numbers, and email addresses for both the Borrower and Co-Borrower. Ensure that you indicate if you consent to be contacted via email.
  4. Provide details about the property, including whether it is listed for sale and any offers received. Fill in the necessary employment and financial information accurately to reflect your current situation.
  5. Complete the 'Hardship Affidavit' by selecting whether your situation is short-term or long-term and provide a detailed explanation of your hardship.
  6. Finally, review all entered information for accuracy before signing and dating the acknowledgment section at the end of the form.

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Fay Servicing, LLC (Fay, or the servicer) operates as part of Fay Financial, LLC (Fay Financial), specializing in managing distressed, at-risk and non-conventional residential, and small balance commercial (SBC) loans.
Ed Fay is the Founder and CEO of The Fay Group, a nationally integrated network of real
Edward Fay is the founder, CEO, and Chairman of the Board of Fay Servicing and its parent company, Fay Financial.
In this action, the Bureau found that Fay Servicing violated the Bureaus 2017 order, Regulation X, (which implements the Real Estate Settlement Procedures Act), the Homeowners Protection Act, Regulation Z (which implements the Truth in Lending Act), and the Consumer Financial Protection Act of 2010 (CFPA).
(NYSE: ONIT) (Onity or the Company), a leading non-bank mortgage servicer and originator, today announced that it has officially started operating under its new brand name effective Monday, June 10, 2024, replacing its former name, Ocwen Financial Corporation.

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At Fay Servicing, we have decades of experience in delivering mortgage solutions for hundreds of thousands of homeowners all over the country. At the end of the day, we do what we do because we are homeowners too.
The most common Fay Servicing, LLC email format is [firstinitial][last] (ex. jdoe@fayservicing.com), which is being used by 84.0% of Fay Servicing, LLC work email addresses. Other common Fay Servicing, LLC email patterns are [first]. [last] (ex.

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